英国の金融サービス市場法は、特に消費者保護の観点からの包括的・整合的規

英国の金融サービス市場法は、特に消費者保護の観点からの包括的・整合的規制を充実させています。金融サービスを業として営む者は、すべからく、金融サービス機構（FSA）の認可（authorisation）を受けることが必要となりますが、FSAの認可を受けるということは、その膨大なルールブックの適用を受けることを意味します。

金融サービス市場法は、業者に適用される規制を全面的にFSAのルールに委任しています。FSAのルールは、例えば自己資本規制等、業者の健全性確保の観点からの要件のほか、Conduct of Business、すなわち顧客との取引を行うにあたって守るべき準則等を詳細に定めています。

金融サービス市場法において特筆されるのは、Financial Promotion Restriction、すなわち金融商品の勧誘規制です。およそほぼいかなる金融商品、金融サービスについても、その広告・勧誘を行うためには、FSAの認可を受けるか、又は認可業者による承認を受ける必要があり、そうでない者が広告・勧誘を行うことは全面的に禁止されます。この規定に違反すれば、刑事罰の対象となるのみならず、そうした広告・勧誘の結果として生じた取引がすべて無効となるという、重大な結果を招くこととなります。この規制の存在により、およそ金融取引に関する広告・勧誘には認可業者が関与することが必要となります。

結果 (英語) 1:

The United Kingdom financial services and markets Act specifically comprises a comprehensive and consistent regulation from the point of view of consumer protection. Requires that all cases, approval of the financial services authority (FSA) （ authorisation ） is engaged in financial services as a business implies that applies its vast rule book is subjected to the approval of the FSA.

The financial services and markets Act regulations that apply to commercial are overall delegate to the rules of the FSA. The rules of the FSAFor example do trading and the Conduct of Business, i.e. customer requirements from the perspective of ensuring the sound of regulatory capital requirements, etc., agents and stipulates in detail to obey the rules, etc..

Is Financial Promotion Restriction, i.e. financial products recruitment regulations are noted in the financial services and markets Act. Around almost to its advertising and solicitation for any financial products, financial services, FSA authorized, orOr is prohibited across the Board must be approved by the authorized agent and the person who does advertising and solicitation. If the violation of this provision will be subject to criminal punishment can lead to serious consequences as well as all transactions incurred as a result of such advertisements and solicitations is void, and will. By the existence of this regulation about financial transactions regarding advertising and solicitation to licensed contractors to be involved will be needed.

結果 (英語) 2:

Financial Services and Markets Act of the United Kingdom has enrich the comprehensive and consistent regulation from the point of view of consumer protection in particular. Operator who is engaged as a business financial services, requires that in all cases, to receive (authorisation) authorized Financial Services Authority of the (FSA), but it is the result of receiving approval of the FSA, be subject to the vast rule book I mean. Financial Services and Markets Act has been delegated to the rules of the FSA entirely the regulations applicable to skilled in the art. For example, in addition to the requirements in terms of soundness ensure capital adequacy regulations, of skill in the art, rules of the FSA, has established in detail Junsoku or the like to protect Conduct of Business, ie carrying out transactions with customers. Financial Promotion Restriction, that is to be noted in the Financial Services and Markets Act, is a solicitation regulation of financial products. Almost any financial products, also for financial services approximately, in order to carry out the advertising and solicitation, that are subject to approval by a licensed trader, or subject to approval of the FSA, a person who is otherwise to perform the advertising and solicitation It is totally banned. You will have to come if in violation of this provision, not only is subject to criminal penalties, transactions that occurred as a result of such advertising and solicitation becomes null and void, can lead to serious consequences. The presence of this regulation, it is necessary that the approval skilled in the art to participate in the advertising and solicitation related to financial transactions about.

結果 (英語) 3:

UK financial services and markets, especially from the viewpoint of consumer protection system, a comprehensive and consistent regulation. A person who engages in the financial services industry as to the Financial Services Authority (FSA) (some) but it is necessary to receive the approval of the FSA subjected to enormous rule book by applying means. The financial services and markets too, which is applied to the control and is full of FSA commission rules. The FSA rulesFor example, the capital adequacy requirements for the purpose of ensuring the integrity of the supplier and the addition of Conduct Business, i.e., dealing with customers to define rules to observe in detail. Financial services and markets to be noted in the Financial Promotion Restriction, that is, the recruitment of financial regulation. About almost any financial instruments, financial services, in order to carry out the advertisement and the invitation of the FSAThere is a need or approved by authorized operators, to carry out advertisement solicitation is not prohibited. If the violation of this provision, which is the target of the criminal punishment, such as advertising, the result of a transaction to all, will bring about serious consequences. Due to the existence of this regulation, it is necessary to solicit advertising about financial transactions involving the licensed operator.